Trey Loughran
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Trey Loughran

Glimmers of hope for beaten down consumers

... in Europe, and if that can be the case I think you'll see consumer confidence starting to come back up, and I think that's gotta be the ticket out" of the recession-like feel of the economy, said Trey Loughran, president of personal information systems at Atlanta credit bureau Equifax...

Don't let crooks steal your tax refund: Identity theft prevention tips

“Tax identity theft is particularly insidious because it targets Americans during a vulnerable, hectic time,” says Trey Loughran, president of the personal solutions unit at Equifax. “The sheer volume of tax identity theft cases reported by the IRS is astounding. Consumers need to be ...

Flint-Detroit-Ann Arbor metropolitan area reduces credit card debt by nearly $180 million in Aug. 2...

But the fact that the job market is improving helps to reduce that debt and the trend of reducing debt will also continue.” Trey Loughran, president of the personal solutions unit at Equifax, said that the people in places hardest hit by the recession became quickly aware of their ...

Why it's good that Nashville's consumer debt is up

"For the most part, the metropolitan areas where consumer debt is increasing are places that did not experience an extreme housing boom and subsequent bust," Trey Loughran, president of Equifax Personal Solutions, said in a news release. "Americans are feeling more confident and shedding ...

Consumer debt still dropping in Tampa Bay

"Americans are feeling more confident and shedding their debt more slowly," Trey Loughran, president of Equifax Personal Solutions said...

12 credit card predictions for 2014

"Traditional bank card debt over 2013 has somewhat flattened out and might somewhat creep up," says Trey Loughran, president of Equifax personal solutions. However, don’t expect a dramatic spike, he says. "I think we can pretty clearly say that we're not at the bottom of a V. At this ...

Nashville panel: Consumer comeback in the works?

"The good news is ... the American consumer is in relatively good shape compared to where they were a few years ago," said Trey Loughran, president of personal information solutions at Equifax, a consumer credit agency. The panel also included representatives of Franklin lender Churchill ...

Flab to fit: The five money moves that can whip your finances into better shape

“Many people know they should save more, spend less and cut debt, but they may be unsure of how to go about it,” says Trey Loughran, president of the Personal Solutions unit at Equifax. “Starting out with a detailed strategy is the first step toward improving financial fitness.” These ...

Total Consumer Debt Increases Across the Top Metro Markets

"Consumers overall are feeling more comfortable about the economy and their own financial prospects, so they're willing to take on debt for the right reasons," said Trey Loughran, president of Equifax Personal Solutions. "But in areas where the economy still lags, consumers are being ...

Protecting yourself from the 'invisible' crime of identity theft

“Identity theft is an increasingly pervasive problem, particularly in today’s digital economy,” says Trey Loughran, president of the Personal Solutions unit at Equifax. Identity theft topped the list of national consumer complaints received by the Federal Trade Commission in 2012, for ...

CORRECTING and REPLACING Decline in Consumer Debt Leveling Off in Many U.S. Cities, Reports Equif

"It is encouraging to see credit demand and supply continuing to come into balance," said Trey Loughran, president of Equifax Personal Solutions. "Lack of access to credit impedes growth, and access to credit keeps the wheels of the economy moving. " At the same time, consumers in many ...

Across the country, consumers are moving out of the subprime credit score category

"Consumer credit scores are improving in most major metropolitan areas," said Trey Loughran, president of the Personal Solutions division at Equifax. "The job market is improving and time is starting to heal the wounds of the Great Recession. " The geographic differences can be ...

Credit Card Debt Still Shrinking in Areas Struggling to Recover From Recession

"The differences between the metro areas illustrate the uneven nature of the economic recovery," said Trey Loughran, president of the Personal Solutions unit at Equifax. "In places where the housing bust was the worst, such as Florida, California and Nevada, and in places like Detroit ...

Equifax Launches Program to Address Credit Literacy Among U.S. Hispanic Consumers

"Understanding and serving the Hispanic market is and will continue to be critical to the success of any company in the U.S. We're proud to be among the first consumer credit product companies to launch an initiative specifically designed for this market," said Trey Loughran, president...

Equifax: Credit-card debt edges up 0.2% in August

"In places where the housing bust was the worst, such as Florida, California and Nevada, and in places like Detroit and Ohio where the recession was particularly deep because of a dependence on manufacturing, consumers are continuing to be prudent about using credit," said Trey Loughran...

Equifax Announces the "How Much Do You Know About Your Credit Score?" Quiz

"The information on the Equifax Finance Blog can help consumers navigate the sometimes confusing world of credit and personal finance," said Trey Loughran, president of the Personal Solutions unit at Equifax. "With this quiz, we want to give consumers a chance to better understand the ...

New year cheer: It's tax time

“File early,” said Trey Loughran, president of the personal solutions unit at credit bureau Equifax. “If you file your tax return first, an identity thief will be denied when trying to use your Social Security number for a fake return.” The other advantage: The earlier you file, the ...

Tax Identity Theft Awareness Week Reminds Consumers of Looming Threat

"The sheer volume of tax identity theft cases reported by the IRS is astounding," said Trey Loughran, president of the Personal Solutions unit at Equifax. "Consumers need to be aware of this growing problem and what steps they can take to help protect themselves. " Tax identity theft ...

Make Identity Theft Protection a Priority in 2014

"Every day we hear more about the growing crime of identity theft," said Trey Loughran, president of the Personal Solutions unit at Equifax. "Even so, many of us are not doing all that we can to help protect our identities. " As you examine your financial goals for 2014, consider ...

Equifax report: Retail credit card debt increasing in Sacramento region

“Consumers may be opting for retail credit cards because of the promotions, discounts and other perks they get at the register,” said Trey Loughran, president of Equifax Personal Solutions. “Other consumers are likely compartmentalizing their purchases – opening retail accounts to pay ...

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